A Winter Checklist from Terry Osborne Insurance Services Limited

Preparation is everything and we have compiled a quick checklist to help you avoid any winter disasters.


  • Look for signs of water damage in hidden areas like the attic and underneath plumbing

  • Get a professional to check your water pressure for signs of leaks

  • Check those pipes for sufficient insulation

  • Check your boiler and make sure the service inspections are up to date

  • Ensure that you have a frost-stat that activates when the temperature drops

  • Place torches and batteries around the premises


  • Check the roof for signs of leaks

  • Clear your guttering

  • If snow is forecast tool up with shovels, grit and de-icers

  • Sign up for local weather alerts

  • Trim trees or shrubs which overhang your property

Winter Insurance Checklist