Insurance for Thatched and Listed Premises
Whilst you may be very proud of your chocolate box thatched premises with a warm open fire and rustic charm, finding insurance for your stunning venue may leave you out in the cold. Whether you have a thatched pub, or listed property we can find the right cover to keep your historical premises covered.
Our insurers can provide a survey to provide you with up to date information on preventative measures in respect of fire, health and safety and general advice on the specific requirements that having a thatched or listed premises may incur.
It is essential to keep your thatch in good condition. Insurers will be insistent on up to date maintenance, fire prevention, ducting and electrical inspections being carried out on a regular basis. Knowing that you roof is regularly maintained, the type of thatch and when the roof was last re-ridged will all assist us in getting a competitive premium for you.
For listed properties there are other things to consider. Your security may not be to the insurers minimum security requirements but, because of the listing you may not be able to change this. Please be realistic in respect of the buildings sum insured and the cost of planning and materials needed to bring your property back to its deserved status.
Listed properties will most likely take longer to rebuild in the event of a loss, mainly due to extended planning issues or sourcing the correct materials meaning that your business interruption will need to cover you for a longer period of time.
Whatever your specific need for your historic or thatched venue, we can source the right policy to keep you secure in the knowledge that you have it covered.