Terry Osborne Insurance Services - www.terryosborneinsurance.co.uk
 

Members of the
Financial Services Authority

Specialising in
Pub Insurance

Our Typical Cover for Public Houses, Guest Houses, Pubs and Inns

We at Terry Osborne Insurance know that every pub has quite different insurance needs. Our typical insurance policy for pubs and inns covers:

  • Business contents against fire, theft and accidental damage
  • Business interruption cover for loss of income or additional working costs due to interruption
  • Loss of liquor licence
  • Damage to fixed glass, sanitary fittings and external signs
  • Loss or damage to business goods in transit
  • Loss of money
  • Loss of freezer contents
  • Seasonal increase - automatic increase in stock sum insured during busy periods
  • Legal liabilities - including employer's liability, public liability and products liability

The following cover options are also available at extra cost:

  • Buildings
  • Legal expenses
PUBLIC HOUSE INSURANCE QUOTATION FORM
Business Details
Name: Address:
Business Name:
Occupation:
Previous/Current Insurer:
Policy Start Date: Post Code:
Contact Details
Telephone Number: Email Address:
Mobile Number: Fax Number:
Preferred Contact Method: Preferred Contact Time:
Insurance Requirements
Type of Contract: Lease
Freehold
Tenancy

Letting Accommodation:

Yes / No
If Yes, how many rooms?

Alarm of Premises? Yes / No Alarm Type: Bells Only
Digicom
Red Care
Do you live on the premises? Yes / No Cooking Done? Yes / No
Buildings - Standard Construction? Yes / No Flat Roof? Yes / No
Percentage:
Age of Building: Listed Building? Yes / No
Grade:
Restaurant: Yes / No
No. of covers: 		Deep Fat Fryers Used: Yes / No
Type:
Any Open Fires? Yes / No
How many: 		Frozen Food Cabinets: Yes / No
How many:
Embossed Glass: Yes / No
Value: 		Premises Exposed to Flood / Subsidence: Yes / No
If Yes, details:
Is there a safe on premises: Yes / No
Make:
Model: 		ATM machine on premises:

Yes / No
Your responsibility:
Yes / No
Emptied Daily:
Yes / No
Cash Holding:

5 Lever Mortice Deadlocks on all external doors: Yes / No Key Operated Window Locks (Up and Down): Yes / No
Entertainment: Yes / No Details of Entertainment: Type:
Doormen:
Dance Floor:
Opening Hours:
Children's Play Areas: Yes / No Details of Children's Play Areas: Type:
Flooring:
Disclaimer Signs Displayed:
Yes / No
How long at premises: Any Claims: Yes / No
If Yes, details:
Have you ever had any insurance refused or cancelled: Yes / No
If Yes, details:
 Have you ever been declared Bankrupt: Yes / No
If Yes, details:
Sums Insured
Buildings Insurance: £ Fixed Contents: £
All Other Contents: £ Domestic Contents: £
General Stock (Non-Target): £ Cigarettes / Tobacco: £
Wines and Spirits: £ Guest Effects: £
Electronic Business Equipment: £ Annual Turnover: £
Number of Employees: Full-Time
Part-Time 		Total Wage Roll: £
Money in Safe: £
(May be subject to safe details)		 Money in Transit: £
(May be subject to cash carrying warranties)